As you were growing up, your parents probably sat you down plenty of times for “a talk.” Is it time to reverse the process?
Discussing important and very private issues with loved ones who are growing older can be a challenge. Studies show that few families have these types of conversations until a major event occurs—a sudden health crisis, the loss of a spouse, or even a visit from adult children who live out of town during which it becomes apparent that Mom or Dad is having trouble living independently.
But waiting until a crisis occurs is not a good planning strategy. And although it is so important to have these conversations, it’s best to keep it casual. Start early. And remember: helping your parents to plan for the future is not only important for their well-being as they age, but it will make a difference in your financial, emotional and physical health as well.
Topics to think about and discuss as a family:
1. Living options—Do your parents want to stay in their current home as long as possible? Or are they considering “downsizing” or moving to a senior living community? Discuss what they would prefer if they were to experience a decline in health and need greater assistance with the activities of daily living. Assisted living? In-home care?
2. Home modifications—Is your parents’ home keeping up with their needs? What repairs and modifications could make their house, apartment or condominium safer and more convenient?
3. A plan to stay physically active—Geriatricians tell us that regular physical activity is the most important contributor to healthy aging. No matter what a person’s condition, adding exercise is of benefit. Encourage your loved ones to add more exercise to their lifestyle.
4. A goal to remain socially connected—Meaningful social interaction is vital to the physical, emotional and intellectual health of people of every age. For seniors, spending time with children is richly rewarding—but did you know that studies show that seniors who socialize not only with family members but also with other people have better emotional, intellectual and physical health?
5. Estate planning—Do your parents have an up-to-date will? If their plan is to pass property to family members, have they talked to a financial advisor about the best way to do that? How can their assets help provide for their own care in case of a decline in health or incapacity?
6. Advance healthcare planning—Have your parents completed advance directives for healthcare, including a healthcare power of attorney and living will? Have you discussed with them what their wishes are if they were to be incapacitated and unable to make their own healthcare decisions?
7. Medicare, Social Security, VA benefits, retirement—Are your parents taking advantage of all the benefits available to them? Do they have the best supplemental policy? Part D drug plan? Do they know the deadlines to sign up for benefits in order to avoid penalties?
8. Fall prevention—Especially if they have already experienced falls, many older adults are reluctant to discuss this topic. But did you know that fall protection is actually an important part of planning for the future? Falls are one of the leading causes of senior disability…and this is one risk factor for incapacity that we can take proactive steps to avoid.
9. Avoiding crime and fraud—Unfortunately, criminals and con artists often target vulnerable seniors. Scams and unethical sales methods aimed at older people can cause serious financial loss. Seniors who have been victimized are often ashamed to discuss the incident. So bring up the subject and educate yourself and your parents about crooked sweepstakes, identity theft and unscrupulous salespersons.
These topic suggestions are intended to provide a framework for seniors and family members as they talk and plan together. And if the “teamwork” aspect isn’t working as well as you’d like, consider adding outside new members to the team! Your loved one’s healthcare provider, a geriatric care manager, financial planner or eldercare attorney can all provide valuable help and guidance.
Remember that you share a common goal in this planning: that you and your loved ones are able to live life as fully and joyfully as possible.
We at Blue Arrow Care can assist in your search for proper home care for you or your loved one or respite relief for family caregivers . We can provide care for just a few hours a day a few days a week to 24 hour live in care if needed. Clients that may have simple needs, Laundry, healthy meal preparation, medication reminders, light housekeeping. and errands to advanced care..We can help .We provide top quality caregivers trained in Dementia,Alzheimer’s and Parkinson’s care to assist you and your family members in day to day living with safety and comfort as our #1 concern. Our caregivers are insured, bonded and go through strenuous background checks process to ensure the most reliable care possible. We make it our mission to assure that our caregivers will be the best fit in the home.
All of our caregivers go through extensive screening. We only hire the very best, that have years of experience, have passed an extensive background check. We at Blue Arrow Care find it important to assure that our clients will be matched with a diligent caregiver that will fit their needs and personality..
For more information on in home care please call Blue Arrow Care +44 2085 463945 or email us at firstname.lastname@example.org